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Right now, the markets are very unstable, and are shifting around. It is very important to invest like a vulture, swoop down on your prey and pick it clean.
Don’t be a dirty buzzard, invest like one. A vulture is a survivor. They do what ever it takes to survive. Now is the time to invest like one.
When I was looking for health insurance, I thought that I was going to have a headache before it was over. I had never looked for a policy on my own before since I have always had coverage through work. Now that I am self employed, I knew it was one of the first things I had to take care of to protect my family and myself should something happen. I decided to do an online search for the best insurance in my region, and blue cross blue shield of florida was the first search result.
I was prepared to spend hours doing my research, but it was much easier and quicker than that thanks to the Blue Cross Blue Shield website that I looked at. Everything was organized properly, and that made it easy for me to look at the different plans that they have. [click to continue…]
So I am sitting around thinking about my options and the subject of an ssas loan came up. Of course I run a small machine and mold shop that caters to furniture builders. Of course there are not so many of those in the UK or Europe as there once were and I have been trying to diversify my business and come up with new clients. This is possible, but it is going to require a rather significant infusion of cash, to provide the equipment that I would need to expand to a new field of work. Of course the thought is that I might take a partner as well, in fact there is a fellow who is interested. [click to continue…]
There are a lot of things a person should plan for. People don’t like to think about the bad that can happen. There is the myth that thinking about bad things will draw them to you and make them happen and just a dislike of thinking about bad things in general. It is important to plan ahead however for yourself and for you loved ones. There is a popular return of premium life insurance now because people are realizing the need to continue to look out for their families even after they are gone. Lie insurance will certainly help with any money needs that will come up after your death but there are more things to consider as well.
If you live alone, and only have grown children to think of, then you may not keep your home very tidy. It’s no problem to you if your back rooms are cluttered and even a little dirty, but once you are gone and your family needs to come in to clean things out it can be. Think about how it will be for them. Also do you really want them going through all of that stuff? Imagine if you actually had to watch them. [click to continue…]
My dad told me that I had a knack of working with people and delegating things ever since he could remember and while I was happy to hear that, I knew that he was going to want me to go and work with him in his financial industry company. It is not that I did not want to work with my dad and his company, it just meant that I knew once I got into the business with a high risk merchant account that I would take it over and that I would be spending a lot of hours in the office.
I figure that it is time for me to do something about my credit card problems, although they are not incredibly serious they are of the order of magnitude where there is the potential for real problem. For instance so long as I have my job and a steady pay check rolling in and nothing really bad happens to me, then it is not an issue. However you can not plan for that sort of thing and the best thing is to plan things so that you are ready for what happens. A credit card debt consolidation seems relatively simple, I already did it once.
I was at my church counseling people that were coming into the church’s food pantry. I am not a counselor but I have been trained at the local community college to talk to those people that are having a hard time or those that are down on their luck. I am helping those people that have families and can not make ends meet. I have even heard of families taking out a cash advance payday loan where they will go to a loan window in the city and bring their last three check stubs with their driver’s license and bank account information.
Of course it started out as a little hobby in the basement. Me and my two sons were just buying and selling things on the internet, trying to make a bit of a profit on whatever we could. At this point we have decided to try to a wee bit more, although it is not as though we are totally sticking our necks. We got a very small business loan from this banker who goes to the Anglican church down the street. For him it was hardly a pittance, because generally he is working for much larger clients. He is however a huge Arsenal fan and we have done some business with him.
I just have a small business. However, it is our main source of income. We are not wealthy, but we manage to keep our home, take care of two teenagers and we pay our bills. All if it is from the income from our family business. Before I got so busy working the actual accounts that we have for the work we do, I would stay up late each night doing the books. I made sure everyone was paid, and that all of the legal and official stuff was done. Then I hired accountants in maroochydore to take over that part of my business.
I am just no good at paperwork. I am really good at the work I do to earn money.
My mother does not make a whole lot of money, so I want to help her out a bit by paying for her car insurance, and maybe a couple of her other bills as well, but I am not so sure about the other bills. She was fairly reluctant to let me pay for her car insurance, but she eventually relented and said that I could. As such, I am now going to look for cheap auto insurance rates for seniors.
Even though I am more than happy to pay for this bill for my mother, it does not mean that I want to get ripped off.